My mission is to guide foreigners in Finland successfully towards purchasing their dream home, providing tailored financial solutions and support along the way.
The idea to this service came in late 2020 after I realized how many people who moved to Finland feel unsure about money related topics. I set up a little poll where the majority of foreigners around me stated they needed assistance namely in buying property.
I moved to Finland some 20 years ago and I was lucky to learn a lot about buying property and the Finnish housing market since I started to invest into real estate in 2019.
That’s why I decided to use my expertise to the benefit of you, foreigner living in Finland, to make you successfully buy your Home and become a Pro in Personal Finance.
Michael Lutzeier
Founder of Personal Finance
I have worked as a CFO in different start-ups and have been passionate about personal finance for many years. Before my CFO roles I have worked in different Controller positions and among others gained official accounting qualifications in Finland and a general banker certificate in Germany. I am particularly interested in real estate investing, but also in the stock market, self-development books & podcasts, and I enjoy playing soccer at FC Germania Helsinki. I moved to Finland 20 years ago and live in Helsinki with my family and our cocker spaniel.
I want to encourage people to reflect about their financial situation and help them to buy a home in Finland and reach personal financial targets.
Contact options: E-mail – LinkedIn – Contact form
Media coverage
- Episode in Finland Uncovered Podcast in May 2024 on Buying a Home and investing in Finland
- Interview for All Points North Podcast in April 2024 on how to achieve systematic savings
- Michael mentioned in Yle News article from April 2024
- Michael interviewed by YLE News in March 2023: Mortgage interest uncertainty weighing on your mind? Here’s how to manage the costs
- All Points North Podcast: interview on mortgage interest rates and Finnish housing market
- Michael in YLE News article treating tax season, at the end (April 2023)
- Interview for All Points North Podcast on what to remember when filing your Finnish tax return
I help you become a Pro in:
- Buying property in Finland
- Home loans
- Taxation