My mission is to make home buying in Finland clear and safe for foreigners – helping you avoid costly mistakes, understand the documents, and negotiate a better price.

Finance Finland

The idea to this service came in late 2020 after I realized how many people who moved to Finland feel unsure about money related topics. I set up a little poll where the majority of foreigners around me stated they needed assistance namely in buying property.

I moved to Finland some 20 years ago and I was lucky to learn a lot about buying property and the Finnish housing market since I started to invest into real estate in 2019.

That’s why I decided to use my expertise to the benefit of you, foreigner living in Finland, to make you successfully buy your Home and become a Pro in Personal Finance. 

Michael

Michael Lutzeier

Founder of Personal Finance

I have worked as a CFO in different start-ups and have been passionate about personal finance for many years. Before my CFO roles I have worked in different Controller positions and among others gained official accounting qualifications in Finland and a general banker certificate in Germany. I am particularly interested in real estate investing, but also in the stock market, self-development books & podcasts, and I enjoy playing soccer at FC Germania Helsinki. I moved to Finland 20 years ago and live in Helsinki with my family and our cocker spaniel.

I want to encourage people to reflect about their financial situation and help them to buy a home in Finland and reach personal financial targets.

Contact options: E-mail – LinkedIn – Contact form 

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I help you become a Pro in:

 

  • Buying property in Finland
  • Home loans
  • Taxation
Finance Finland